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Senior Complex Bank Examiner - Compliance, CG-0570-13/14

Federal Deposit Insurance Corporation

Summary

This position is located in the Division of Depositor and Consumer Protection (DCP) of the Federal Insurance Deposit Corporation (FDIC). Individuals selected for this position will be assigned to work on one or more Tier III banks in the Complex Bank Supervision Program.  After such assignment ends, the individual may be assigned to other duties as set forth in the Position Description. 

The duty location is determined upon selection. 

Overview

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Accepting applications
Location
21 vacancies in the following location:
Work site options
Telework eligible
Yes—As determined by the agency policy.
Remote job
No
Relocation expenses reimbursed
No
Salary
$117,081 - $257,500 per year
Pay scale & grade
CG 13 - 14
Promotion potential
14
Pay scale and grade determines the salary of the job.
Work schedule
Full-time
Travel Required
50% or less - This position requires frequent overnight travel.
Appointment type
Permanent
Occupations and job series
Supervisory status
No
Federal service type
This job is in the Competitive Service
Represented by a union
Yes
Drug test
No
Security clearance
Other
Position sensitivity and risk
Moderate Risk (MR)
Jobs require a background check and some require a security clearance. The type depends on the job.
Background check type
Financial disclosure required
Yes
Some jobs require financial disclosure to identify conflicts of interests.
Announcement number
2026-DCP-B0301
Control number
885195600

This job is open to

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Clarification from the agency

This position is open to current FDIC permanent employees with competitive status eligibility.

Duties

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  • Leads or conducts fair lending and consumer complaint investigations involving highly sensitive or complex issues.
  • Incumbent helps improve the Complex Bank Supervision Program (CBSP) by evaluating, providing feedback, and contributing to the implementation of CBSP policies and procedures.
  • Develops and communicates sophisticated supervisory strategies, guiding team members through intricate and complex bank risk scenarios e.g., areas of specialized lending, complex capital markets, or significant third-party relationships.
  • Maintains an informed position on complex bank supervision; analyzes information filed or reported in accordance with regulatory requirements or other sources; performs, and occasionally overseas activities related to reviewing, analyzing, and processing reports of examination prior to Regional Office review, and other duties of an administrative nature involving the complex banks.
  • Coordinates with other employees, occasionally in a lead role, to perform consumer protection examination activities, including participating in examinations, targeted reviews, investigations, or analyses of complex institutions.
  • Communicates with financial institution management, and effectively responds to or resolves their questions, complaints, and inquiries.
  • Serves as a key point of contact for complex bank training and development activities related to complex banks and more advanced supervision concepts.

Requirements

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Conditions of employment

Minimum Background Investigation (MBI) required

Completion Of Financial Disclosure May Be Required.

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here.

CG-13 To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the CG-12 grade level or above in the Federal service. Specialized experience is experience as a Commissioned Compliance Examiner at the FDIC or another organization with comparable commissioning criteria performing Compliance or Community Reinvestment Act (CRA) examinations of insured depository institutions.                              

CG-14 To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the CG-13 grade level or above in the Federal service. Specialized experience is defined as experience as a Commissioned Compliance Examiner at the FDIC or another organization with comparable commissioning criteria conducting or directing examinations of insured depository institutions relating to consumer protection laws and regulations, Community Reinvestment Act (CRA) and other related enforcement responsibilities involving highly sensitive or complex issues.

Selective Placement Factor: Applicants must have experience as commissioned compliance examiners at the FDIC or another organization with comparable commissioning criteria.

Applicants must have met the qualification requirements (including selective placement factors – if any) for this position within 30 calendar days of the closing date of this announcement.

For qualification determinations, your resume must contain the following for each work experience listed:

  • Organization/Agency's Name
  • Title
  • Salary (series and grade, if applicable)
  • Start and end dates (including the month and year)
  • Number of hours you worked per week
  • Relevant experience that supports your response to the specialized experience that is stated in the job announcement

If your resume does not contain this information, your application may be marked as incomplete, and you may not receive consideration for this position.

NOTE: Please indicate how you meet the specialized experience under each applicable position. Do not copy and paste the duties or specialized experience from this announcement into your resume as that will not be considered a demonstration of your qualifications. 

Education

There is no substitution of education for the experience for this position.

Additional information

Additional selections may be made from this vacancy announcement to fill similar vacancies that occur subsequent to this announcement.  

The range of pay shown includes base pay plus supplemental locality adjustments. The locality rates for these duty locations range from a low of 17.06% to a high of 51.75%. Pay will vary by grade level and the locality rate for the geographic location where the position is located. For more on FDIC locality rates,  click here.

Salary reflects a pay cap for this position of $257,500.

If selected, you may be required to serve a probationary or trial period as applicable to appointment type. During the probationary or trial period, you will be evaluated for fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: 

  • your performance and conduct;
  • the needs and interests of the agency;
  • whether your continued employment would advance organizational goals of the agency or the Government; and
  • whether your continued employment would advance the efficiency of the Federal service.

Upon completion of your probationary or trial period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest. 

Financial Institution Examiners must maintain the highest personal ethical standards as provided in Part 336 of the FDIC's Rules and Regulations, (Employee Responsibilities and Conduct). Financial Institution Examiners must comply with Section 3201.102 of Supplemental Standards of Ethical Conduct for FDIC Employees (5 CFR Part 3201), which, in part, prohibits them and their immediate families from accepting certain credit from State nonmember banks.

All Financial Institution Examiners are prohibited from the following:
1. Obtaining a loan or a line of credit from any insured state nonmember bank or its subsidiaries. Any extensions of credit held by the Examiner, the Examiner's spouse, or any dependent children are direct or indirect extensions of credit to the Examiner.
Exceptions:
a. Loans for a primary residence are permissible. The Examiner must not participate in any examination of that institution with which he holds the primary residence loan, and a "cooling off" period is required before negotiating a loan for a primary residence from any institution the Examiner has examined.
b. No restrictions on obtaining credit cards issued under the same terms and conditions available to the public from an insured state nonmember bank either within or outside of their field office of assignment.
2. Participating in any examination, or other matter, involving an insured depository institution or any person with whom the Examiner has an outstanding loan or line of credit.
3. Performing any service for compensation with any bank, or for any officer, director, or employee thereof, or for any person connected therewith.
4. Disclosing any confidential information from a bank examination report except as authorized by law.
5. Soliciting or accepting any gift from a prohibited source or because of the Examiner's official position.

To read about your rights and responsibilities as an applicant for Federal employment, click here.

Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.

How you will be evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

Once the application process is complete, your two page resume and supporting documentation will be used to determine whether you meet the job qualifications.

Structured Resume Review: Occupational Experts (OEs) will review your resume to determine your technical qualifications for this position based on the required competencies. OEs will review ONLY your two (2) page resume. OEs will not review additional information beyond your resume (e.g., cover letter, links embedded in your resume).

If you are found qualified, your application will move forward to additional phase(s) of the review process.

You will be assessed on the following competencies:

  • Accountability
  • Oral/Non-Written Communication
  • Adaptability
  • Critical Thinking
  • Planning and Organizing
  • Financial Regulations
  • Bank Supervision
  • Compliance

You may preview questions for this vacancy.

Federal Deposit Insurance Corporation

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Agency contact information

Carlos Sroia
Phone
312-382-6889
TDD
1-800-925-4618
Fax
000-000-0000
Email
casoria@fdic.gov
Address
Federal Deposit Insurance Corporation
FDIC Human Resources Branch
3501 Fairfax Drive
HRB (PA-1730-5007)
Arlington, Virginia 22226
United States

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