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Credit Union Examiner (Open to all U.S. Citizens)

National Credit Union Administration
Eastern, Southern and Western Regions
This job announcement has closed

Summary

The NCUA is ranked #9 for the 2023 best places to work in the Federal government (mid-size agencies).

This position receives on-the-job training as a field examiner. The training assignments prepare you to manage, supervise and conduct examinations for a district of federal and federally-insured state credit unions. For more information regarding the Career Highlights of a Credit Union Examiner, click here.

This position is in the bargaining unit.

Overview

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Reviewing applications
Open & closing dates
09/19/2024 to 10/10/2024
Salary
$62,813 to - $118,382 per year

The salary range shown is for the Rest of the US (RUS) locality only, please view the additional information section for specific locality rates.

Pay scale & grade
CU 7 - 11
Locations
22 vacancies in the following locations:
Birmingham, AL
Hartford, CT
Washington, DC
Fort Lauderdale, FL
Remote job
No
Telework eligible
No
Travel Required
75% or less - You may be expected to travel for this position. Travel required varies by duty location. Travel is required to visit assigned credit unions in the geographic area and to participate in regional team examinations, training events, and conferences.
Relocation expenses reimbursed
No
Appointment type
Permanent
Work schedule
Full-time
Service
Competitive
Promotion potential
12
Job family (Series)
Supervisory status
No
Security clearance
Not Required
Drug test
No
Position sensitivity and risk
Moderate Risk (MR)
Trust determination process
Financial disclosure
Yes
Bargaining unit status
Yes
Announcement number
CUE-DE-1180-12548188-24
Control number
810535900

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Duties

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This job is being advertised in multiple ways. What jobs can you apply for? Hiring paths help you understand what jobs you are eligible to apply for and why. You may fall under multiple hiring paths. Learn all about hiring paths here: USAJOBS Help Center - Unique Hiring Paths

Credit Union Examiners plan, conduct, and complete examinations of federally insured and federally chartered credit unions. This includes analyzing credit union data to identify areas of concern, persistency of previous problems, and risk to the National Credit Union Share Insurance Fund (NCUSIF). Some examinations are completed independently by an examiner while other examinations require working as part of a team.

Credit Union Examiners at the CU-7 and CU-9 level are considered developmental positions. Individuals in these positions work under the close supervision of a Supervisory Examiner and are in a robust training program that includes:
  • classroom training covering accounting, communications, credit union operations, examination procedures, analysis techniques, and administrative subjects;
  • hands-on experience working with an on-the-job (OJT) trainer within his/her assigned district of credit unions;
  • reading assignments pertaining to the laws, regulations, policies and directives which govern the operation of federal and federally insured credit unions;
  • online training modules; and
  • progressively responsible work assignments.
Applicants may select up to 3 duty locations in which you are willing to reside. Applicants are expected to reside close to their official duty station, normally within 40 miles.

More than the number of positions listed may be filled through this vacancy announcement.

Requirements

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Conditions of employment

  • You must be a U.S. Citizen.
  • Suitable adjudication of background/security investigation is required.
  • A probationary period may be required.
  • Mobility agreement and financial disclosure forms are required.
  • Applicants must complete a USA Hire Writing Assessment via the USA Hire platform if notified to do so.
  • Must complete initial online questionnaire.

Qualifications

PLEASE NOTE: To qualify based on the education qualification requirements listed in this vacancy announcement, you must complete those education requirements no later than December 31, 2024.

The ideal candidate for this position will have a degree in accounting, business, or finance; is skilled in using information systems and technology; is skilled in preparing written communications; and has good interpersonal skills. Proficiency in additional languages is also desired.

MINIMUM QUALIFICATIONS

For all grade levels, if you are found to meet the minimum experience and/or education qualification requirements below, you will be required to complete a USA Hire assessment battery (i.e., Assessment Questionnaire and Writing Assessment). You must achieve a minimum passing score on the Writing Assessment to receive further consideration for the position. See "How to Apply" for further information.

To meet the minimum qualification requirements for the Grade CU-07, you must have one of the following (A, B, C, or D):

A. EXPERIENCE: One (1) full year of specialized experience equivalent to CU/GS-05 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included preparing or analyzing financial statements and posting and/or balancing general ledger accounts in accordance with Generally Accepted Accounting Principles (GAAP) and auditing work involved with examination and appraisal of financial records or statements for completeness and internal accuracy in accordance with Generally Accepted Auditing Standards.

OR

B. EDUCATION (Superior Academic Achievement): Completion of a full 4-year course of study leading to a bachelor's degree or higher degree in economics, accounting, business, business administration, finance, marketing, or other directly related business field. This education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. For a more detailed description of qualifying accounting coursework, please see education section of this vacancy announcement. In addition to the above degree/course work requirement, you must also meet ONE of the definitions of Superior Academic Achievement listed below:

  1. A grade-point average of "B" (a GPA of 2.95 or higher out of a possible 4.0) for all completed undergraduates courses or those completed in the last two years of undergraduate study.
  2. A grade-point average of "B+" (a GPA of 3.45 or higher out of a possible 4.0) for all courses in your major field of study, or those courses in your major completed in the last two years of undergraduate study.
  3. Rank in the upper one-third of your class in the college, university, or major subdivision.
  4. Membership in a national honor society (other than freshman honor societies) recognized by the Association of College Honor Societies.
OR

C. EDUCATION (Graduate-level): One (1) full year (18 semester hours or 27 quarter hours or the number of units the school you attended considers equal to one full year) of graduate education in an accredited college or university in accounting, business, business administration (MBA), finance, marketing, economics or other directly related field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) hours in introductory auditing (or equivalent course) for a total nine (9) semester hours. These courses may have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in education section of this vacancy announcement.

OR

D. COMBINATION: A combination of graduate level education and experience described in "A" and "C" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree and divide by 18 semester hours or equivalent. Then take the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100% to qualify.

To meet the minimum qualification requirements for the Grade CU-09, you must have one of the following (A, B, C, or D):

A. EXPERIENCE: One (1) year of specialized experience equivalent to CU/GS-07 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included assignments involved in the examination and auditing of credit unions or financial institutions through detailed examinations of accounting documents to verify accuracy of computations and to ascertain that all transactions are properly supported and are in accordance with pertinent laws and regulations.

OR

B. EDUCATION (Graduate-level): Completion of two (2) full academic years of progressively higher graduate-level education, or a master's degree in an accredited college or university in fields such as accounting, business, business administration (MBA), finance, marketing, economics or other directly related academic field. This education must have included or been supplemented by six (6) semester hours in accounting (or equivalent courses) and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement.

OR

C. CERTIFICATION: Possession of an active certificate as a Certified Public Accountant, obtained through written examination in a state, territory, or the District of Columbia.

OR

D. COMBINATION: A combination of education and experience described in "A" and "B" above. To combine education and experience, first take the number of semester hours or equivalent earned towards a graduate degree in excess of 18 semester hours and divide by 18 semester hours or equivalent. Then take number the number of months of full-time experience and divide by 12 months. Add the percentages together. The total must equal at least 100% to qualify.

To meet the minimum qualification requirements for the Grade CU-11, you must have one of the following (A, B, or C):

A. EXPERIENCE: One (1) full year of specialized experience equivalent to the CU/GS-09 level (obtained in the public or private sector) that has equipped the applicant with the competencies (knowledge, skills, abilities) to successfully perform the duties of this position. This experience must have included responsibility for performing examining/auditing operations for a financial institution; and experience reviewing internal controls for a business or other organization to determine risk exposure.

OR

B. EDUCATION: Completion of three (3) full academic years of progressively higher graduate-level education or Ph.D. or equivalent doctoral degree. Such education must demonstrate the knowledge, skills and abilities necessary for successful job performance in the position to be filled; and included at least six (6) semester hours of course work in accounting or equivalent courses and three (3) semester hours in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours. These courses must have been at the graduate or undergraduate level and a description of qualifying accounting coursework can be found in the education section of this vacancy announcement.

OR

C. COMBINATION: Completion of an equivalent combination of acceptable graduate level education and experience as described above sufficient to equal 100% of the job requirements.

Education

PLEASE NOTE: To qualify based on the education qualification requirements listed in this vacancy announcement, you must complete those education requirements no later than December 31, 2024.

ACCOUNTING COURSEWORK: To qualify based on education for a Credit Union Examiner position at the National Credit Union Administration (NCUA), your education must have included six (6) semester hours of course work in accounting (or equivalent courses) and three (3) semester hours of course work in introductory auditing* (or an equivalent course) for a total of nine (9) semester hours.

These courses may have been at the graduate or undergraduate level and must have included coursework that provided instruction in the following:

A. Basic accounting concepts and theories and the essentials of the accounting process (i.e., income determination and financial position; a fundamental understanding of the general ledger and subsidiary ledgers; evaluation of adjusting, closing, and correcting entries; analysis of financial statements and bank statement reconciliation; understanding of accrual and cash methods; awareness of Generally Accepted Accounting Principles);

AND

B. External financial reporting with emphasis on balance sheet valuations and their relationship to income determination;

AND

C. Principles of finance and their application to typical financial problems of business enterprises such as the measurement and disclosure problem associated with cash, receivables, fixed assets, and intangibles. Special emphasis on financial analysis, management of working capital, cost of capital, capital budgeting, long-term financing, dividend policy, and internal financing;

AND

D. Fundamental auditing concepts, such as, internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards.

*NOTE: Alternative Method To Meet Auditing Experience/Education Requirement: For applicants who do not possess the required auditing experience/education, NCUA will allow applicants an opportunity to complete the three (3) semester hours of course work in introductory auditing (or equivalent course) within ten (10) months after beginning employment at NCUA. This auditing course must provide instruction in the fundamental auditing concepts such as internal controls, separation of duties, independence of judgment, and verification of accounts; awareness of Generally Accepted Auditing Standards. The NCUA agrees to fund this course, if needed. Failure to successfully complete this course requirement within the required time period is cause for termination of employment at NCUA. The appropriate Regional Director may approve a waiver to extend the 10-month requirement (not-to-exceed a total of 18 months). Decisions are made on a case-by-case basis.

All education must be achieved by an accredited institution recognized by the U.S. Department of Education for it to be credited towards qualifications (particularly positions with a positive education requirement). Therefore, applicants must report only attendance and/or degrees received from schools by accredited institutions recognized by the U.S. Department of Education. Applicants may verify accreditation at the following website: Accreditation. All education claimed by applicants will be verified by OPM accordingly.

FOREIGN EDUCATION: Education completed outside the United States must be deemed equivalent to that gained in conventional/accredited U.S. education programs to be acceptable for Federal employment. For more information regarding Foreign Education, please click here.

Additional information

SALARY: Pay will be set using NCUA's compensation policy. The salary range shown is NCUA's National Pay Rate (NPR) which includes a locality rate of 16.32% for the Rest of the U.S. (RUS) geographical area. Actual salary will be determined upon the location of the selectee and the applicable locality pay, per the NCUA's CU pay table. The locality rates, by location, can be found on the NCUA Careers Pay and Benefits webpage.

At the CU-7 and CU-9 levels, Credit Union Examiners are considered entry-level trainee positions. Entry level pay is typically set at the minimum of the pay range. Pay would normally be matched for current financial institution examiners performing similar work provided it falls within the applicable salary range. In certain rare circumstances, pay could be set higher, commensurate with the selectee's background and experience. For new hires at the CU-11 level, pay will be set based on the qualifications of the selectee. Candidates hired at the CU-7 or CU-9 level can expect to be non-competitively promoted to the next level after 1 year in each grade, up to the CU-11 level, if all promotion requirements are met. Click here for additional information about reaching the full promotion level of CU-12.

Promotion is not automatic and is conditional on demonstrated ability to perform the higher grade level duties, a current written performance appraisal rating of "fully successful" or better, fulfillment of the necessary qualification requirements, and sufficient work at the higher grade level position.

SELECTIVE SERVICE: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System or are exempt from having to do so under the Selective Service Law. You may register or check the status of your registration by visiting the Selective Service website at: http://www.sss.gov/.

Effective January 1, 2010, OPM must authorize any employment offers we make to current or former (within the last 5 years) political Schedule A, Schedule C, or Non-career SES (political) employees in the executive branch. If you are currently, or have been within the last 5 years, a political Schedule A, Schedule C, or Non-career SES employee in the executive branch, you must disclose that to the point of contact listed on this vacancy announcement.

The Fair Chance Act: In accordance with the Fair Chance to Compete for Jobs Act of 2019 (Fair Chance Act), 5 U.S.C. Sec. 9202, and 5 C.F.R. Part 920, the National Credit Union Administration (NCUA) may not request, in oral or written form, that an applicant for employment disclose criminal history record information before the NCUA makes a tentative offer of employment, absent an exception. Complaints that the NCUA violated the Fair Chance Act must be submitted to LaborEmpRelations@NCUA.GOV or to the Office of Human Resources, Employee Relations, National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314 within 30 days from the agency's alleged non-compliance with the Fair Chance Act.

Illegal drug use by individuals working for or on behalf of the federal government, whether on duty or off duty, is contrary to the efficiency of the service and in direct violation of the Controlled Substance Act and the Drug-Free Workplace Act.


NCUA IS A COMPETITIVE SERVICE FEDERAL AGENCY.

How you will be evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

For Category Rating: Once the application process is complete, a review of your resume and supporting documentation will be made and compared against your responses to the assessment questionnaire to determine if you are qualified for this job. If, after reviewing your resume and or supporting documentation, a determination is made that you have inflated your qualifications and or experience, you may lose consideration for this position. Please follow all instructions carefully. Errors or omissions may affect your eligibility. Qualified candidates will be assigned to a quality category. The category assignment is a measure of the degree in which your background matches the competencies required for this position.

Your application package will be reviewed for completeness (resume, completed assessment questionnaire, and supporting documentation). You will not be considered if you fail to submit all the required documents as outlined in this vacancy announcement.

If you meet the qualification requirements, your application will be placed in one of three categories:
Best Qualified - Applicants possessing experience that substantially exceeds the minimum qualifications of the position.
Well Qualified - Applicants possessing experience that exceeds the minimum qualifications of the position.
Qualified - Applicants possessing experience that meets the minimum qualifications of the position.

Your qualifications will be evaluated based on your responses to the initial Minimum Qualifications Questionnaire completed during the application process. Throughout the duration of the selection process, you will be assessed on the following competencies (knowledge, skills, abilities and other characteristics):

  • Accounting Operations
  • Compliance
  • Interpersonal Skills
  • Oral Communication
  • Problem Solving
  • Risk Management
  • Self-Management
  • Writing
Please Note: After submitting an online application, you will be notified if you are required to take an additional online USA Hire Writing Assessment. Your application will be evaluated based on the competencies listed above and your performance on the USA Hire Writing Assessment (see How to Apply section for more information). You must meet all qualification (if qualifying by experience) and eligibility requirements by the closing date of this announcement.

Reference Checks: Reference checks will need to be conducted prior to an offer of employment for the top candidate(s) for this position. The reference checks will need to be conducted with current and former supervisors, if applicable, as a part of NCUA's selection assessment process.

Application of Veterans' Preference: The category rating process does not add veterans' preference points but protects the rights of veterans by placing them ahead of non-preference eligibles within each category. Preference eligibles who meet the minimum qualification requirements and who have a compensable service-connected disability of at least 10% must be listed in the highest quality category (except in the case of scientific or professional positions at the CU-09 level or higher).

Overstating your qualifications and/or experience in your application materials or application questionnaire may result in your removal from consideration. Cheating on the online assessment may also result in your removal from consideration.

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