Clarification from the agency

Current FDIC permanent employees with competitive status eligibility.

At the full performance level, major duties include:

• Directs, participates in and reviews examinations of banks with complex fair lending issues nationwide requiring specialized expertise in interviewing, demographic and loan data analysis and comparative loan review.
• Consults with Field Supervisors, Review Examiners, Field Office Lending Subject Matter Experts, Examiners-in-charge and Consumer Affairs Specialists on fair lending examination matters during examinations and complaint investigations.
• Mentors, guides and trains field office fair lending SMEs, Review Examiners and field examiners on fair lending practices including regulations, policies and examination techniques. Similarly, provides guidance to the banking industry on fair lending issues.
• Consults and meets with the Washington Office and other FLEX Specialists to obtain examination and policy guidance, share effective procedural practices, share information, plan and implement training, resolve fair lending issues, coordinate intra-divisional communications, develop fair lending divisional goals/action plans and maintaining consistent regional application of fair lending examination requirements.
• Researches topics related to the Community Reinvestment Act (CRA), Equal Credit opportunity Act, Fair Housing Act and the Home Mortgage Disclosure Act and reports the results of research in the form of statistical and other types of reports.

Conditions of employment

Completion Of Financial Disclosure May Be Required.

THIS IS A TEMPORARY ASSIGNMENT NOT TO EXCEED ONE YEAR.  The selectee will be given a temporary promotion if eligible or be placed on a lateral detail if already serving at the advertised grade level on a permanent basis.  It temporarily promoted, the temporary assignment may be ended earlier or extended for up to five (5) years based on management’s needs.  It may also be made permanent without further competition. If the temporary assignment is not made permanent and its duration is one year or less, the employee will be returned to a position that is comparable to his or her permanent position (i.e., same series, grade, and duty location) in the same or successor Division/Office. If, however, the temporary assignment is not made permanent, is to a position in a different Division/Office from the employee’s permanent Division/Office, and exceeds one year (including extensions beyond one year of the initial appointment of one year or less), the employee will not be returned to his or her permanent position of record. Instead, the employee will be placed in a permanent position comparable to his or her permanent position of record (at the same grade and pay) in the Division/Office and duty location where the temporary assignment is located. Since an extension of a temporary promotion beyond one (1) year will directly impact the employee’s return rights to his or her permanent Division/Office and duty location, the employee must concur in advance with any extension of the temporary promotion beyond one (1) year.

At the end of the temporary promotion (if temporarily promoted), the employee’s basic pay will be set at the rate received prior to being temporarily promoted, regardless of length of the temporary promotion. The pay rate shall be increased to reflect pay increases (if any) received while temporarily promoted, as long as the resulting rate does not exceed the new range maximum.

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here.

To qualify at the CG-13 level:  Applicants must have completed at least one year of specialized experience equivalent to at least the 12 grade level or above in the Federal service.  Specialized experience is experience which has provided the knowledge of and the ability to perform investigations and other activities related to consumer protection, fair lending and civil rights laws and regulations, and the Community Reinvestment Act.

To qualify at the CG-14 level:  Applicants must have completed at least one year of specialized experience equivalent to at least the 13 grade level or above in the Federal service.  Specialized experience has provided the applicant with experience as a technical authority performing review and analysis of examinations of insured depository institutions related to consumer protection, fair lending and civil rights laws and regulations, Community Reinvestment Act (CRA) and associated enforcement responsibilities.

Applicants must have met the qualification requirements (including selective placement factors – if any) for this position within 30 calendar days of the closing date of this announcement.

How you will be evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

Your resume and the online assessment questionnaire will be reviewed, to determine whether you meet the qualification requirements outlined in this announcement. Therefore, it is imperative that your resume contain sufficiently detailed information upon which to make the qualification determination. Please ensure that your resume contains specific information such as position titles, beginning and ending dates of employment for each position, average number of hours worked per week, and if the position is/was in the Federal government, you should provide the position series and grade level.

Your resume will also be evaluated to measure your responses to the assessment questions. If you rated yourself higher on the questionnaire than what is supported by your resume, your overall qualifications assessment may be adversely affected.

Top ranked candidates will be referred to the selecting official for further review and consideration.

The competencies/knowledge, skills, and abilities (KSAs) you will be assessed on are listed below.

1. Knowledge of fair lending laws, such as the Home Mortgage Disclosure Act, the Fair Housing Act, the Equal Credit opportunity Act, the Community Reinvestment Act and their implementing regulations.
2. Knowledge of consumer protection programs and related banking or bank examination procedures.
3. Ability to provide expert advice, assistance and training to field examination personnel responsible for assessing compliance with fair lending laws and regulations of insured depository institutions and the banking industry.
4. Ability to analyze and evaluate new and established examination programs relating to fair lending.
5. Ability to interpret and evaluate legislative and regulatory proposals affecting fair lending issues and developing recommendations or conclusions concerning such matters.
6. Ability to prepare complex written financial reports and findings on substantive issues relating to fair lending laws and regulations.

You do not need to respond separately to these KSAs. Your answers to the online questionnaire and resume will serve as responses to the KSAs.