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LOAN SPECIALIST (COMMERCIAL) - RECENT GRADUATE

Export-Import Bank of the United States
Office of Small Business, Export Credit Insurance Division
This job announcement has closed

Summary

This vacancy is being announced under the Pathways Recent Graduates Program.

Announcement may be used to fill similar positions within 90 days of the closing date.

Overview

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Hiring complete
Open & closing dates
03/20/2023 to 04/03/2023
Salary
$64,957 to - $84,441 per year
Pay scale & grade
GS 9
Location
Few vacancies in the following location:
Washington
Remote job
No
Telework eligible
Yes—as determined by the agency policy.
Travel Required
Occasional travel - You may be expected to travel for this position.
Relocation expenses reimbursed
No
Appointment type
Recent graduates
Work schedule
Full-time
Service
Competitive
Promotion potential
13
Job family (Series)
Supervisory status
No
Security clearance
Secret
Drug test
No
Position sensitivity and risk
Noncritical-Sensitive (NCS)/Moderate Risk
Trust determination process
Announcement number
D23-FK-11873164-OSB
Control number
713870600

Duties

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Please Note: Employees will be required to report to their assigned office location at least 2 day per week for non-supervisory positions and 3 days per week for supervisory/managerial positions unless the position advertised is designated as a remote-only position.

To ensure compliance with an applicable preliminary nationwide injunction, which may be supplemented, modified or vacated, depending on the course of ongoing litigation, the Federal Government will take no action to implement or enforce the COVID-19 vaccination requirement pursuant to Executive Order 14043 on Requiring Coronavirus Disease 2019 Vaccination for Federal Employees. Therefore, to the extent a Federal job announcement includes the requirement that applicants must be fully vaccinated against COVID-19 pursuant to Executive Order 14043, that requirement does not currently apply.

EXIM's Recent Graduates Program affords developmental experiences in the Federal Government intended to promote possible careers in the civil service to individuals who have recently graduated from qualifying educational institutions or programs. Successful applicants are placed in a dynamic developmental program with the potential to lead to a civil service career in the Federal Government.

This position is in the Export Credit Insurance (ECI) Division, Office of Small Business, Export-Import Bank of the United States (EXIM).The primary responsibility of the position is to underwrite transactions involving short-term programs for export by analyzing transaction and recommending approval, partial approval or declination.

At the full performance level, duties include, but are not limited to:

  • Underwrites transactions associated with export credit insurance policies, including policy quotes, amendments, and renewals by single buyer and multi -buyer transactions.
  • Reviews applications for completeness, accuracy, and compliance with Bank policies and undertakes an analysis to determine reasonable assurance of repayment ensuring compliance with case processing procedures; gathers any necessary credit or financial information from applicants; identifies key issues and mitigating factors that may impact the credit assessment; and coordinates all necessary inter-divisional activities to complete the approval process within published standards.
  • Serves as a Relationship Manager with responsibility for complex transactions from receipt of application to final decision on credit worthiness. Works directly with lenders, borrowers, Office of General Counsel and other divisions and offices in the agency.
  • Prepares memos with appropriate recommendations under Individual Delegated Authority (IDA) and to the appropriate approval authority for those transactions exceeding an IDA.
  • Advises customers which EXIM's products are best suited to their needs. Responds to requests for assistance from existing policyholders , exporters, banks, brokers and regional officers and educates them on EXIM requirements, policies, procedures and EXIM's web based application processing system.
  • Conducts user acceptance testing and validates system functionality and usability upgrades on the online system.
  • Conducts site visits to (a) assist exporters in understanding their insurance policy and to assess the exporter's industry, receivables portfolio, and ability to make credit decisions and (b) meet with buyer's to understand their business, aid our underwriting process and foster new business.
  • Evaluates the ability of the lenders, exporters, suppliers and other participants to perform under a transaction, to expand business opportunities, and assess current and potential transactions.
  • Represents the Bank in external meetings and conferences with a wide variety of entities. Participates in internal work groups that evaluate and make recommendations regarding improvements in EXIM's programs, policies or processes.
  • Provides assistance, guidance, training and leadership to junior Loan Specialist.

Requirements

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Conditions of employment

  • U.S. Citizenship
  • Background and Security/Suitability Investigation
  • You may be required to serve a one year trial period
  • Specialized experience MUST be documented on your resume
  • Current or Former Political Appointees: If you are, or have been employed in the last 5 years, you must disclose this information. Failure to do so may result in disciplinary action including removal from Federal Service.

Qualifications

Recent Graduate Eligibility:

Individuals who have obtained a qualifying Associates, Bachelor's, Master's, Professional, Doctorate, Vocational or Technical degree or certificate from a qualifying educational institution, within the previous 2 years.

OR

Veterans (as defined in 5 U.S.C. 2108) who were unable to apply within 2 years of obtaining a qualifying Associates, Bachelor's, Master's, Professional, Doctorate, Vocational or Technical degree or certificate from a qualifying educational institution due to their military service obligation. Veterans have a full 2-year eligibility period to apply upon his/her release or discharge from active duty. The eligibility period for veterans must be within 6 years of degree completion.

AND

In addition to the Recent Graduate Eligibilities noted above, applicants must also meet one of the following:

Specialized Experience (Credit for Specialized Experience on resume must reflect 40 hours/Full-time per week for each period of work): To qualify for the GS-09, you must have one (1) year of specialized experience that has equipped you with the particular knowledge, skills, and abilities to successfully perform the duties of the position, and that is typically in or related to the work of the position to be filled. To be creditable, specialized experience must have been equivalent to at least the GS-07 level in the Federal Government. Specialized experience includes:

  • Experience or knowledge in financial statement analysis, corporate finance, accounting, or international trade finance markets.
  • Experience or knowledge in communicating financial information to others; AND
  • Experience in providing customer service to internal or external customers.
OR

Substitution of Education for Experience: You may substitute education for the specialized experience at the GS-09 grade level by possessing two years of progressively higher level graduate education leading to a Master's degree or Master's or equivalent graduate degree, if related. Related degrees may include degrees in the field of finance, international finance, business administration, economics, accounting, banking and credit.

OR

Combination of Experience and Education: Only graduate education in excess of the amount required for the GS-07 grade level may be used to qualify applicants for positions at the GS-09 grade level. Therefore, only education in excess of one full year of graduate level education may be used to combine education and experience.

****NOTE: You must submit proof of your education at the time of application in order to receive consideration.*****

Education completed in foreign colleges or universities may be used to meet the above requirements if you can show that the foreign education is comparable to that received in an accredited educational institution in the United States. It is your responsibility to provide such evidence when applying. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community; student; social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

Part-time and/or unpaid experience related to this position will be considered to determine the total number of years and months of experience. Be sure to note the number of paid or unpaid hours worked each week.

Foreign Education: If you are qualifying by education and/or you have education completed in a foreign college/university described above, it is your responsibility to provide transcripts and proof of U.S. accreditation for foreign study. Please visit the following links for more information: Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.

For qualification determinations, your resume must contain the following for each work experience listed:
  • Organization/Agency's Name
  • Title
  • Salary (series and grade, if applicable)
  • Start and end dates (including the month and year)
  • Number of hours you worked per week
  • Relevant experience that supports your response to the specialized experience that is stated in the job announcement
If your resume does not contain this information, your application may be marked as incomplete and you will not receive consideration for this position.

Additional information on the qualification requirements is outlined here.

As a participant in the Pathways Recent Graduates Program, you will:
  • receive at least 40 hours of formal training and on-the-job training directly linked to your employment field;
  • be assigned a mentor;
  • sign a Pathways Recent Graduates' Participant Agreement and execute an Individual Development Plan outlining training requirements and program expectations; and
  • serve a trial period for one year under an excepted service appointment
Recent Graduates who satisfactorily complete the Pathways Recent Graduates Program and meet all eligibility requirements for conversion may be non-competitively converted to a Term or Permanent appointment in the competitive service.

Please visit the Pathway's Program website for more information, click here.

All requirements must be met by 04/03/2023, the closing date of the announcement.

Additional information

Current or Former Political Appointees: Pursuant to the Office of Personnel Management (OPM) oversight authority under section 1104(b)(2) of title 5, United States Code (U.S.C.) and section 5.2 of title 5, Code of Federal Regulations, OPM requires agencies to seek their approval prior to appointing any current or former political appointee to a permanent position (without time limits) in the civil service. A former or recent political appointee is someone who held a political appointment covered by OPM's policy within the previous 5-year period. OPM's oversight in this area safeguards merit system principles as well as fair and open competition free from political influence. If you are currently employed, or have been employed within the last 5 years, you must disclose this information. Failure to disclose this information could result in disciplinary action including removal from Federal Service.

Please visit the following link for the types of political appointments.

Agency Career Transition Assistance Program (CTAP) or the Interagency Career Transition Assistance Program (ICTAP) Eligibles: These programs apply to employees who have been involuntarily separated from a Federal service position within the competitive service or Federal service employees whose positions have been deemed surplus or no longer needed. To receive selection priority for this position, you must: 1) meet CTAP or ICTAP eligibility criteria; 2) be rated well-qualified for the position with a score of 80 or above based on the competencies listed above; and 3) submit the appropriate documentation to support your CTAP or ICTAP eligibility. For more information, please click here.

Veterans: All veterans must meet the qualification requirements of the position for further consideration. For more information on veterans' preference, please click here.

Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law.

This agency provides reasonable accommodation to applicants with disabilities. If you need a reasonable accommodation for any part of the application and hiring process, please notify the agency. The decision on granting reasonable accommodation will be made on a case-by-case basis.

Ethical Standards/Financial Disclosure:

EXIM is committed to the highest ethical standards. As an employee, you will be covered by the criminal conflict of interest statutes and the Standards of Ethical Conduct for Employees of the Executive Branch. You will be required to complete new employee ethics training within 3 months of your appointment.

If this position is subject to financial disclosure requirements (either public or confidential depending upon your position), you will be required to complete a new entrant financial disclosure report within 30 days of your appointment.

How you will be evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

Once the job opportunity announcement closes, a careful evaluation of your resume and supporting documentation will be made, and compared against your responses to the assessment questionnaire to determine if you meet the job qualifications; and to the extent to which your application shows that you possess the competencies associated with this position. If, after evaluating your resume and supporting documentation, a determination is made that you have inflated your responses when compared to your background information, your category may be adjusted to more accurately reflect your skills and abilities. Please follow all instructions carefully. Errors or omissions may affect your eligibility.

The Category Rating method will be used to evaluate applicants. All qualified applicants will be assigned to one of the following categories:

  • Best Qualified - Meets the minimum qualification requirements and excels in most of the job related competencies.
  • Well Qualified - Meets the minimum qualification requirements and satisfies most of the job related competencies. (This category must be met to be considered under CTAP/ICTAP procedures)
  • Qualified - Meets the minimum qualification requirements, but does not satisfy most of the job related competencies to a substantive degree.This Category Rating method does not add veterans' preference points or apply the "rule of three", but protects the rights of veterans by placing them ahead of non-preference eligibles within each category. A selecting official may make selections from the highest quality category (Best Category) provided no preference eligible in that category is passed over to select a non-preference eligible in that category unless the requirements of 5 U.S.C. 3317(b) or 3318(b) are satisfied.
Preference eligibles who meet minimum qualification requirements and who have a compensable service-connected disability of at least 10 percent must be listed in the highest quality category, except when the position being filled is scientific or professional at the GS-9 grade level or higher. Applicants who have not submitted a resume in the USAJobs system and/or have not answered all of the vacancy questions will not be considered for this position.

Important Note: Your resume and supporting documentation will be compared to your responses to the occupational questionnaire or other assessment tool for consistency. If a determination is made that you have rated yourself higher than is supported by your resume, you will be assigned a rating commensurate to your described experience. Your resume should provide sufficient information regarding how your education and experience relate to this position, including the major duties and qualifications criteria listed.

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