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Candidates selected for the Loan Review Analyst position will be assigned to an FDIC Field Office in the Division of Risk Management Supervision (RMS) and participate in formal classroom training, self-study, and work assignments located in and outside of the employee's official duty station in the area of loan review analysis.
Additional selections may be made from this vacancy announcement to fill identical vacancies that occur subsequent to this announcement.
Learn more about this agency12/09/2019 to 03/06/2020
$53,340 - $97,500 per year
CG 07
34 vacancies in the following locations:
Yes—as determined by the agency policy.
75% or less - Extensive travel is required.
No
Recent Graduates - Excepted service 1 year appointment- Potential conversion eligibility to the Competitive Service.
Full-Time
Excepted
09
No
No
2019-HQRG-B0360
553711600
All United States Citizens who have graduated within the last two years, or will graduate by June, 2020 and have completed a qualifying associates, bachelors, masters, professional, doctorate, vocational or technical degree or certificate from a qualifying educational institution. Veterans who were precluded by their military service obligation from meeting this requirement will have up to six years to apply.
Assesses Asset Quality: Supports Examiners-in-charge, Asset Managers and Examiners assigned to the loan review function by assessing loan files to determine: the borrower's capacity to pay (e.g. balance sheet and income statement for a given period); protection (e.g. amount of collateral); and performance (e.g. history of payment, level of past due, debt to income ratio, cash flow analysis). Determines if individual loans should be Pass, criticized as Special Mention, or classified Substandard, Doubtful, or Loss. Analyzes financial information, file documentation, and prepares questions for bank management regarding the loan or asset reviewed.
Assesses a financial institution’s compliance with applicable regulations related to the lending function. Assesses the reasonableness of a bank's Allowance Loan and Lease Losses.
Discusses findings with the examiner supervising the loan review and/or the Examiner-in-charge. Discusses concerns regarding specific loans and file documentation with bank management.
Prepares loan write-ups as required by outstanding examination guidance. Prepares and documents FDIC Financial Institution Examination Line Sheets, complete Financial Statement Cards and Real Estate Cards.
Employment Conditions.
Registration with the Selective Service.
U.S. Citizenship is required.
Completion of Confidential Financial Disclosure may be required.
Low Risk Position - National Agency Check Investigation (NACI) required.
Employee may be relocated to any duty location to meet management needs.
Completion of Recent Graduates Participant Agreement.
Very frequent overnight travel, up to 3 weeks per month (most locations).
The applicants selected will be offered a position in the FDIC Recent Graduates Program. Program and conversion requirements will be identified in the Recent Graduates Participant Agreement. After successful completion of the program requirements and based on the FDIC’s needs, the selectees may be non-competitively converted to a term or career-conditional or career position as a Loan Review Specialist with full performance level of CG-1160-9. However, service in the Recent Graduates Program confers no right to further employment in the competitive or excepted service.
Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious/spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here.
Applicants may qualify by one the following:
Experience: Applicants must have one year of specialized experience equivalent to the grade 5 level in the Federal service. Specialized experience is defined as experience assessing and applying credit standards and practices relative to the financial services industry and performing financial analysis. -OR-
Education: One full year of graduate level education with major study in finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position. -OR-
Combination of Education and Experience: Combinations of successfully completed post-high school education and experience may be used to meet total qualification requirements for the CG-07 position. -OR-
Superior Academic Achievement.
To read about your rights and responsibilities as an applicant for Federal employment, click here.
The range of pay shown includes base pay plus supplemental locality adjustments. Pay will vary by grade level and the locality rate for the geographic location where the position is located. For more on FDIC locality rates, The locality rates for these duty locations range from a low of 6.68% to a high of 46.28% . Total pay will vary by grade level and the locality rate for the geographic location where the position is located. For more on FDIC locality rates, click here.
If selected, you will be required to serve a one-year trial period.
**This announcement has been amended to extend the closing date and to update the graduation date.**
You will be evaluated for this job based on how well you meet the qualifications above.
Your resume and the online assessment questionnaire will be reviewed to determine whether you meet the qualification requirements outlined in this announcement. Therefore, it is imperative that your resume contain sufficiently detailed information upon which to make the qualification. Please ensure that your resume contains specific information such as position titles, beginning and ending dates of employment for each position, average number of hours worked per week, and if the position is/was in the Federal government, you should provide the position series and grade level.
Your resume will also be evaluated to measure your responses to the assessment questions. If you rated yourself higher on the questionnaire than what is supported by your resume, your overall qualifications assessment may be adversely affected.
If you are found qualified, you will be placed in one of three categories: Best Qualified, Highly Qualified, or Qualified. These category assignments are a measure of the degree in which your background and responses to the assessment questions match the competencies/knowledge, skills, and abilities (KSAs) listed below. Within these categories, candidates eligible for veterans’ preference will receive selection priority over non-veterans. If you are found qualified, you will be considered for referral for your top three (3) duty location choices.
The competencies/knowledge, skills, and abilities (KSAs) you will be assessed on are listed below. Top ranked candidates will be referred to the selecting official for further review and consideration.
Knowledge of the principles, methods, and techniques of financial analysis.
Knowledge of principles, methods, and practices of accounting.
Knowledge of evaluative methods to research and analyze data.
Ability to communicate orally.
Ability to communicate in writing using proper grammar, spelling, punctuation and structure.
Ability to utilize spreadsheet, word processing, and presentation software to develop reports and presentations.
You do not need to respond separately to these KSAs. Your answers to the online questionnaire and resume will serve as responses to the KSAs.
In order to receive consideration for this position, you must submit the following documents by the closing date of the announcement in addition to answering the questions in the online assessment questionnaire.
Please review the following to determine your eligibility and which document(s) is required to complete your application:
RESUME: This should validate the answers you provided in the online application. Your resume must include the month and year your degree was or will be received.
EDUCATION DOCUMENTS:
You must submit a copy of your college transcript (official or unofficial) demonstrating eligibility for the FDIC’s Recent Graduates Program and, if qualifying based on education, documenting the educational requirements for this position including overall cumulative GPA. Education must be from accredited institutions. For a listing of accredited educational institutions, click here. An official transcript will be required if you are selected. If you attended more than one university and need to send multiple transcripts, please upload/fax all transcripts as one document. Veterans who have satisfied the educational requirements of the Recent Graduates program but were precluded from applying within the 2-year window due to a military service obligation, must also submit the Member 4 copy of the DD 214 Certificate of Release or Discharge from Active duty - or other copy showing the type of discharge/character of service within the previous 2 years.
FOREIGN EDUCATION: If you are using education completed in foreign colleges or universities to meet the qualification requirements, you must show that the education credentials have been evaluated by a private organization that specializes in interpretation of foreign education programs and such education has been deemed equivalent to that gained in an accredited U.S. education program. For more information, click here.Along with providing the Online Assessment Questionnaire, you must provide the following:
VETERANS' PREFERENCE: If you are claiming veterans' preference, click here. (Note: Veterans should submit the Member 4 copy of the DD 214, Certificate of Release or Discharge from Active Duty - or other copy showing the type of discharge/character of service [e.g., Honorable, Under Honorable Conditions, etc.] along with any other required documents.)
Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.
Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.
To begin, click the “Apply” button and follow the prompts. If you haven’t already, register and establish a USAJOBS account. After you register online, click the “Apply” button to complete the online assessment questionnaire, and submit all required documents. Please be sure to click “Submit Application” to complete the application process.
You must apply online. Applicants requesting an exception from the online process must contact the Human Resources Specialist or contact point listed in this announcement prior to 12:00 noon local time on the closing date.
To return to your saved application, log in to your USAJOBS account and click on “Applications” tab. Click on the “Position Title,” and then select “Update Application” or “Additional Application Information” to continue.
You have until 11:59 p.m. EST (Eastern Standard Time) on the closing date of this announcement to complete the application process.
Please ensure you have completed the application process by verifying the status of your application on-line to reflect: “Received”. Failure to complete the application process will result in an incomplete application and you will not be considered for the position.
You may check the status of your application on-line 24 hours a day, 7 days a week through USAJOBS by signing in and selecting "Application Status." Thank you for your interest in working for the Federal Deposit Insurance Corporation.
The Federal hiring process is set up to be fair and transparent. Please read the following guidance.
This job originated on www.usajobs.gov. For the full announcement and to apply, visit www.usajobs.gov/job/553711600. Only resumes submitted according to the instructions on the job announcement listed at www.usajobs.gov will be considered.
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The Federal Deposit Insurance Corporation (FDIC) is one of the most respected forces in America’s financial community. Our mission is to maintain stability and public confidence in the nation’s financial system by insuring deposits, examining and supervising financial institutions, and managing receiverships.
The FDIC has ranked as one of the best places to work among mid-sized agencies in the Federal Government for the past seven years.
