October 1, 2013, is an important day. It is the day that individuals without health insurance can sign up for coverage through the Health Insurance Marketplace, a one-stop shop where people can shop for plans online. Consumers can choose whatever plans best meet their needs, without having to worry about being denied because of a “pre-existing condition.” Insurance coverage through the Marketplace will begin on January 1 for those who enroll in the first 45 days.
If you are a Federal employee and already have coverage through the Federal Employees Health Benefits (FEHB) Program, you don’t need to take any action. But if you have friends or family who are uninsured or you yourself aren’t eligible for FEHB coverage, the Marketplace is a great place to find affordable coverage options. Consumers may qualify for financial assistance, based on their income.
If you are not a Federal employee, the Marketplace offers a variety of high-quality health plans including Multi-State Plan options, which may meet your needs. If you are uninsured, or are wondering about your healthcare options, check out HealthCare.gov, where you can find information on the Marketplace!