Applicants must possess one year of specialized experience equivalent to the grade 9 level in the federal service; OR have a PH.D or equivalent doctoral degree or 3 years of progressively higher level full-time graduate education leading to such a degree; or an LL.M in the following Major Field of Study: Finance, Business Administration, Economics, Accounting, Banking and Credit, or other fields related to the position of loan review specialist; OR possess a combination of both education and experience. Specialized experience is defined as experience performing financial analysis and evaluation of work requiring a comprehensive knowledge of (1) corporate finance and any specialized experience fields of finance such as finance, securities, international finance, money and securities markets, investments and banking, and (2) the financial and management structures, operations, and practices of corporate and other organizations. Specifically for this position, examples of specialized experience must include serving as a loan review specialist, credit analyst, or loan officer, employed by, consulting to, auditing or examining insured financial institutions which involved performing the following types of work: loan portfolio review; recommending credit quality ratings to bank officials or overseeing regulator, ascertaining bank management's methods for identifying, measuring monitoring and controlling credit risks. This work must have required extensive skill in loan credit analysis of repayment capacity, financial strength and collateral protection. In addition,applicants must have experience working in a stressed economic environment where they have served: as a regulator at an insured depository institution who has independently assessed the quality of a moderately complex loan portfolio that included any of the following: Equity "kickers" or participations associated with Acquisition, Development and Construction lending; Mezzanine Financing; Interest reserve funds; Creative restructuring of commercial and commercial real estate loans; or Large concentrations of commercial real estate loans held by one institution; OR as a credit analyst/officer at an insured depository institution who has analyzed and/or assigned credit quality reviews on a moderately complex loan portfolio that included any of the following: equity "kickers" or participations associated with Acquisition; Development and Construction lending; mezzanine financing; interest reserve funds; creative restructuring of commercial and commercial real estate loans; or large concentrations of commercial real estate loans held by one institution; OR as a bank auditor or independent outside consultant who has analyzed and/or assigned credit quality reviews on a moderately complex loan portfolio of that included any of the following: equity "kickers" or participations associated with Acquisition, Development and Construction lending; mezzanine financing; interest reserve funds; creative restructuring of commercial and commercial real estate loans; or large concentrations of commercial real estate loans held by one institution.
Applicants eligible for CTAP (Career Transition Assistance Program) or ICTAP (Interagency Career Transition Assistance Program) must achieve a score of 85 or higher in the online assessment to be determined "well qualified" for this position. For more information, click here.
Moderate Risk Position--Minimum Background Investigation (MBI) Required.
Completion of Confidential Financial Disclosure may be required.
HOW YOU WILL BE EVALUATED:
Your resume will be reviewed, including the online assessment questionnaire, to determine whether you meet the qualification requirements outlined in this announcement. Therefore, it is imperative that your resume contain sufficiently detailed information upon which to make the qualification determination. Please ensure that your resume contains specific information such as position titles, beginning and ending dates of employment for each position, average number of hours worked per week, and if the position is/was in the Federal government, you should provide the position series and grade level. If you rated yourself higher on the questionnaire than what is supported by your resume, your overall qualifications assessment may be adversely affected.
If you are found qualified, you will be placed in one of three categories: Best Qualified, Highly Qualified, or Qualified. These category assignments are a measure of the degree in which your background and responses to the assessment questions match the competencies/knowledge, skills, and abilities (KSAs) listed below. Within these categories, candidates eligible for veterans preference will receive selection priority over non-veterans.
1. Knowledge of financial institutions and their practices and procedures.
2. Ability to analyze a variety of documents to assess their impact and intent.
3. Ability to meet and deal with bank personnel, Board of Directors and a variety of other officials in and outside of FDIC.
4. Ability to determine the borrower's capacity to pay (e.g. balance sheet and income statement for a given period); protection (e.g. amount of collateral); and performance (e.g. history of payment, level of past due, debt to income ratio, cash flow analysis).
5. Skill in loan credit analysis, including the ability to determine credit quality through analysis of repayment capacity, financial strength and collateral protection.
You do not need to respond separately to these KSAs. Your answers to the online questionnaire and resume will serve as responses to the KSAs.
To preview questions please click here.