This Position Is No Longer Available
  1. Overview
  2. Duties
  3. Qualifications & Evaluations
  4. Benefits & Other Info
  5. How to Apply

Job Title:Financial Analyst

Agency:Consumer Financial Protection Bureau

Job Announcement Number:13-CFPB-163P

This position is closed and no longer accepting online applications through USAJOBS.

The contents of the announcement can still be viewed.

SALARY RANGE:

$42,036.00 to $102,900.00 / Per Year

OPEN PERIOD:

Monday, January 07, 2013 to Friday, January 18, 2013

SERIES & GRADE:

CN-1160-30/40

POSITION INFORMATION:

Full-time - Term Appointment not-to-exceed 24 months; May be extended up to a total of four years

PROMOTION POTENTIAL:

40

DUTY LOCATIONS:

1 vacancy - Washington, DC, USView Map

WHO MAY APPLY:

Applications will be accepted from U.S. citizens.

This opportunity is also open to status candidates only under announcement 13-CFPB-161.

JOB SUMMARY:

Do you want to be a leader in your field at the Consumer Financial Protection Bureau (CFPB) - a groundbreaking organization solely devoted to the economic strength and vitality of American families? Do you want to challenge yourself and others? If you answer "Yes", then we have a career for you! CFPB professionals have unparalleled opportunities to expand horizons for themselves and for the nation. Be one of the founding members of an agency that will make a difference in the lives of American families!

This position is located in the Consumer Financial Protection Bureau, Research Markets and Regulation Division, Office of Credit Information, Collections and Deposits Markets.  This Office is responsible for monitoring company and industry developments and coordinating CFPB policy formulation related to consumer financial products in the markets for deposits and checking accounts, money services, debt collections and credit reporting.  You will participate in conducting well-defined research and analysis of consumer financial market conditions and/or financial performance to help guide CFPB policies, priorities, and resources.  You will produce presentations, reports, memos and other written products that synthesize the data and summarize the analysis and conclusions.

KEY REQUIREMENTS

  • Background investigation
  • U.S. citizenship
  • May be required to serve a probationary period.
  • Minimal travel required.

DUTIES:

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The following are the duties at the CN-40 level. (Equivalent to the GS-09).  If you are selected at a lower grade level, you will have the opportunity to learn to perform all these duties, and will receive training to help you grow in this position. 

The major duties of this position include:

  •  Perform collection and analysis of company financial and other data from the Office’s covered industry segments and related data on consumer segments to generate business insights or gauge product costs and profitability.
  • Perform statistical calculations to support research and monitoring of market developments. Calculate useable operating and business metrics, including risk adjusted profit margins, loss and allowance ratios, risk and delinquency metrics, and other statistics, and/or costing models, capital structure, and other retail financial services related evaluation statistics.
  • Apply a variety of financial, economic, statistical and other analytical techniques to collect data that is used by more senior specialists to support and contribute to their research and policy development work.
  • Use standard statistical software packages to analyze large data sets.  Document the analyses performed to ensure that future verification and replication of results can take place. Provide feedback and suggestions on analyses and, as directed, implement improvements.
  • Draft written segments of reports to be used by higher-level analysts in the preparation of papers and presentations. Collect, analyze, and interpret financial and economic data to support findings.
  • Monitor developments in laws, regulations, policies, enforcement and other programs related to consumer financial protection and to identify emerging issues.  Participate in the development of policy proposals to respond to such issues, including helping prepare testimony and responses to Congressional inquiries.
  • Verify facts in written statements and documents prepared by Office staff members.
  • Draft responses to routine requests for data and information relating to the Office’s covered markets from the public, press, Congressional offices, or other government agencies.

  • QUALIFICATIONS REQUIRED:

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    You must meet eligibility and qualification requirements within 30 days of the closing date.

    You must answer all job-related questions in the job questionnaire.


    Education may be substituted for experience as described in “Qualifications.”

    Specialized Experience for the CN-30 level: To qualify at CN-30, you must have one year of specialized experience at or equivalent to the CN-22 level in the Federal service. (For qualification purposes, the CN-22 level is broadly equivalent to the GS-04 level). You must have three years of progressively responsible experience that provided knowledge of accounting or financial principles sufficient to learn and perform the duties of a Financial Analyst.  Qualifying experience may have been gained through work in a financial institution reviewing data and documents and recommending or approving loan applications or assisting customers with issues regarding their financial statements, assisting with complaints regarding charges and credits and/or terms and situations associated with financial transactions, or performing data transactions and reporting on financial activity data related to types, volume and/or amounts of financial transactions;  OR

    Undergraduate education may be substituted for all or part of the experience required for CN-30, as follows: Completion of all requirements for a bachelor’s degree, or a combination of undergraduate education and experience that together meet the requirements for this position.  Undergraduate education qualifying for this position must have had a major in accounting, auditing, banking, business administration, commercial or banking law, economics, finance, marketing, statistics or other field related to this position and must have provided the knowledge and skills necessary for successful job performance.  Undergraduate study in the specified fields may be substituted for experience at the rate of one academic year of education (30 semester hours or 45 quarter hours) for 9 months of experience.

    Specialized Experience for the CN-40 level: To qualify at CN-40, you must have one year of specialized experience at or equivalent to the CN-30 level in the Federal service. (For qualification purposes, the CN-30 level is broadly equivalent to the GS-07 level). For this position, specialized experience is defined as experience applying financial theory and the principles of business management operations and practices to analyze and evaluate financial and business transactions of companies or other entities. Experience exhibits understanding of market research, financial reports and reporting systems, and financial statement analysis.

    Examples of work that might indicate possession of the specialized experience include, but are not limited to, the following:

    • Doing company financial statement analysis at the company and industry level in order to depict the profit and return on investment characteristics of industry over time.
    • Using standard statistical software packages to compile, organize, and/or analyze large data sets of consumer or company information.
    • Serving as a research analyst or assistant for a professor or another professional, collaborating on the development of a published article in an academic journal or a major business or trade publication;  OR

    You must have a master’s or equivalent degree or two full academic years of progressively higher level graduate education leading to such degree from an accredited college or university, with a major in finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics or other field related to this position.

    The experience may have been gained in either the public or private sector.  One year of experience refers to full-time work; part-time work is considered on a prorated basis.

    HOW YOU WILL BE EVALUATED:

    Your application includes your:

    1.  Resume,
    2.  Responses to the online questions,
    3.  Required supporting documents;
    4.  Cover letter (optional). 

    Note: If a cover letter is submitted, it may be used to assess your qualifications.

    We use a multi-step process to evaluate and refer applicants:

    1.  Minimum Requirements: Your application must show that you meet all requirements, including the education and/or experience required for this position.  You may be found "not qualified" if you do not possess the minimum competencies required for the position.  If your application is incomplete, we may rate you as ineligible.

    2.  Rating: Your application will be evaluated against your responses to the occupational questionnaire.  You may also be further evaluated using additional assessment processes.   

    Category rating procedures will be used to rank and refer eligibles.  Based on your responses to the online questionnaire, you will be assigned a score.  Your score will determine in which of the three categories you will be placed: Categories A, B, or C. Under this process, veterans will be assigned to the appropriate category (without additional preference points) and then placed at the top of their category. 

    Qualified veterans with a service-connected disability of 10% or more will be placed at the top of the highest quality category.

    Review your resume and responses carefully.  Responses that are not fully supported by the information in your application package may result in adjustments to your score.  A human resources representative will validate the qualifications of those candidates eligible to be referred to the selecting official.  Your resume will be among the factors used in setting your pay, should you be made an offer of employment.  Please ensure that it fully describes your experience as it relates to the position for which you are applying.

    3.  Referral: If you are among the top qualified candidates, your application will be referred to a selecting official for consideration and possible interview.  If you are a displaced or surplus Federal employee (eligible for the Interagency Career Transition Assistance Plan (ICTAP) ),you must be rated in Category B, or higher, in order to be considered as well-qualified to receive special selection priority.

    We recommend that you preview the online questions for this announcement before you start the application process. 


    To preview questions please click here.


    BENEFITS:

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    Our comprehensive benefits are among the most generous in the federal government. They include:

  • Challenging and rewarding work benefiting American consumers
  • Opportunities for development and advancement
  • Extremely competitive salaries
  • Access to comprehensive Federal health, vision, dental, life, and long-term care insurance programs
  • Additional access to CFPB-specific vision, dental, short- and long-term disability, and insurance programs while you work at CFPB   
  • Ten paid holidays, 13 days of sick leave, and 13-26 days of vacation time each year
  • Public Transit Incentive Program (PTIP) 
  • Employee Assistance Program (EAP)
  • Emergency Child Care Access (Contracted Service)   
  • Alternative Work Schedule and Telework access
  • The CFPB offers its own FSA Program.  As a result CFPB employees are not eligible to participate in FSAFEDS. If you are currently participating in FSAFEDS and you accept a position with CFPB, in order to continue participation in a FSA for the year you must enroll in the CFPB FSA program.  You are eligible to incur expenses against your FSAFEDS account(s), up to your separation date from your current agency.  In addition you will have until April 30th of the year following your separation from your current agency to get the expenses that were incurred, reimbursed through FSAFEDS. Any balance that remains in your FSAFEDS account after all eligible expenses have been incurred and reimbursed will be forfeited.  Due to IRS regulations, you are not able to transfer your FSAFEDS contributions into a CFPB FSA Account.  If you have questions please contact FSAFEDS at 1-877-FSAFEDS.   


  • OTHER INFORMATION:

  • We may select from this announcement or any other source to fill one or more vacancies.
  • This announcement may be used to fill like positions in other organizations within the Consumer Financial Protection Bureau.
  • All candidates will be considered without regard to any non-merit reasons such as race, color, religion, sex, age, national origin, lawful political affiliation, marital status, disability, sexual orientation, protected genetic information, parental status, membership in an employee organization, or other non-merit factors.
  • If you are a male applicant born after December 31, 1959, certify that you have registered with Selective Service System or are exempt from having to do so.
  • Relocation expenses will not be paid.
  • Ethics:  CFPB employees are subject to government-wide ethical standards of conduct, financial disclosure requirements, and post-employment prohibitions, which applicants may review at www.oge.gov.  In addition, CFPB employees must comply with the Supplemental Standards of Ethical Conduct for Employees of the Bureau of Consumer Financial Protection (5 CFR 9401), which, among other things, prohibit an employee or the employee’s spouse or minor child from owning or controlling a debt or equity interest in an entity supervised by CFPB.   CFPB’s regulations also impose restrictions on the outside activities of certain Bureau employees, including examiners and attorneys.  Applicants may review the CFPB ethics regulations and a summary of the regulations at www.consumerfinance.gov.   Questions regarding these requirements and prohibitions should be directed to the CFPB Ethics Office at EthicsHelp@cfpb.gov.


  • HOW TO APPLY:

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    The following instructions outline our application process. You must complete this application process and submit any required documents by 11:59 p.m. Eastern Time (ET) on the closing date of this announcement. We are available to assist you during business hours (normally 8:00 a.m. - 4:00 p.m., Monday - Friday). If applying online poses a hardship, please contact us as soon as possible. 

     

    If you are experiencing system issues with your application, please contact the CareerConnector Help Desk at careerconnectorhelp@treasury.gov and/or the USAJobs Help Desk.

     

    The Consumer Financial Protection Bureau provides reasonable accommodation to applicants with disabilities on a case-by-case basis. Please contact us if you require this for any part of the application and hiring process.

    Step 1 - Create or Upload a Resume with USAJOBS (www.usajobs.com)

    We suggest you go to the end of the "Qualifications & Evaluations" section of the job announcement to preview the online questions. You may need to customize your resume to ensure that it supports your responses to these questions. Resume Tips 

    Step 2 - Apply Online

    Click the "Apply Online" link on this page. You will then be directed to USAJOBS where you must select a resume. After selecting a resume, click on the "Apply for this position now!" link, and follow the prompts to register (if you have not already done so). You will then be required to answer a few questions, and submit all required documents. To return to your saved application, log into your USAJOBS account and click on "Application Status." Click on the position title, and then select "Apply Online" to continue.

    Step 3 - Answer the Online Questions and Submit Your Online Application

    If this is your first time on CFPB's CareerConnector website, you will be prompted to register by answering questions related to your eligibility for federal employment. The system will save these responses and take you back to the main screen so that you can answer the job-specific questions. Select "Take me to the assessment" and click on the "Continue" button to answer the job-specific questions. You must answer all the questions and click the "Finished" button.

    Step 4 - Review and Confirm Your Submission

    You will now have the option to upload a document or print fax cover-sheets for your required documents. (See Step 5 for details.) Once you click "Done," you will see a summary of your application for your review. You may also print a copy for your records. When you click "Finished" at the bottom of the page, you will then be directed back to USAJOBS where you can confirm that your application has been submitted. You may also track your application status from your USAJOBS account.

    Step 5 - Submit Required Documents

    You can submit any required or optional documents (described below) by URL, document upload or fax. Whichever method you choose, please include the job announcement number with your documents. To protect your privacy, we encourage you to remove your social security number from anything you submit. Document Upload: You may upload supporting documents in one of two ways:

    1. Once you finish answering the questions in the job announcement, you will be prompted to upload your document(s) to your application. You will be given the choice to either upload the document as part of the application process or you can select a document that you have already loaded on USAJOBS. OR

    2. You may upload a document to an existing application by logging in to your USAJOBS account. Click on "My Applications" and search for the vacancy. Once you have located the vacancy, click on it and select "Apply Online." Move through your existing application until you reach the "Documents" page and select "Upload" to add a document to your application.

    Be sure to review your complete application to confirm that the document(s) uploaded properly. In the "Application Review" section, you should see your uploaded documents listed on the "Vacancy Documents" screen. Once you see them, click "Finished;" you will then be returned to USAJOBS.

    Fax: Create a fax cover-sheet in CareerConnector by following the "Faxing Supporting Documentation" instructions. The fax number is on the cover-sheet.



    REQUIRED DOCUMENTS:

    Please note that if you do not provide all required information, as specified in this announcement, you may lose consideration for this position (or lose the special consideration for which you may be eligible).

    VETERANS' PREFERENCE DOCUMENTATION
    If you are claiming veterans’ preference, you must submit a copy of your Certificateof Release or Discharge From Active Duty, DD-214 (Member 4 copy), or other official documentation from a branch of the Armed Forces or the Department of Veterans Affairs showing dates of service and type of discharge.  Compensably disabled preference eligibles must also submit an Application for 10-point Veteran preference, SF-15, along with the required documentation listed on the back of the SF-15 form.  An SF-15 may be found at the OPM Forms  Page. For more information on veteran’s preference, click here.

    ICTAP PROOF OF ELIGIBILITY
    If you are a displaced or surplus Federal employee eligible for consideration under the Interagency Career Transition Assistance Plan (ICTAP), you must submit proof of eligibility.  For a detailed list of documents , click here. 

    EDUCATION DOCUMENTATION  

    If you are qualifying based on education, you MUST submit a copy of your transcripts or a list of courses showing title, number of credits, grade, and date of completion.

    To be used in meeting qualification requirements, a college or university degree generally must be from an accredited (or pre-accredited) college or university recognized by the U.S. Department of Education.  For a list of schools which meet these criteria, please refer to the Database of Accreditation of Post-Secondary Institutions and Programs.  If we are unable to determine that you meet the required education, you will be found ineligible for further consideration.

    If you are qualifying based on foreign education, you must submit proof of creditability of education as evaluated by a credentialing agency; more information may be found Acceptability of Higher Education for Meeting Minimum Qualification RequirementsWe recommend you get this process started as soon as possible to avoid delays in appointment if selected.

    A transcript will be required if you are tentatively selected. 

    AGENCY CONTACT INFO:

    Applicant Call Center
    Phone: 304-480-7300
    Fax: 000-000-0000
    TDD: 304-480-8725
    Email: cfpbinquiries@bpd.treas.gov
    Agency Information:
    Consumer Financial Protection Bureau
    See "How to Apply" section
    Parkersburg, WV
    26106
    US
    Fax: 000-000-0000

    WHAT TO EXPECT NEXT:

    You may check the status of your application for this position at any time by logging into your account at www.usajobs.gov. We also recommend you opt to receive status change emails through USAJOBs. Please notify us if your contact information changes after the closing date of the announcement. Also, note that if you provide an email address that is inaccurate, or if your mailbox is full or blocked (e.g., spam-blocker), you may not receive important communication that could affect your consideration for this position.

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    Job Announcement Number:

    13-CFPB-163P

    Control Number:

    334868400