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    Duties

    Summary

    Loan Specialist Needed Immediately

    By applying for this position with SBA's Office of Disaster Assistance, you can enjoy challenging but satisfying work and join a highly motivated and diverse team that helps families and businesses rebuild their lives after a disaster.

    You will serve as a Loan Specialist for the Small Business Administration (SBA), Office of Disaster Assistance (ODA). You will be responsible for a variety of duties all related to providing disaster assistance to homeowners, renters and businesses seeking funds for repair, rehabilitation or replacement of disaster damaged personal, real or business property.

    Learn more about this agency

    Responsibilities

    As a Loan Specialist, you may:

    • Investigate and evaluate credit history to determine credit worthiness of businesses and/or their principal owner(s).
    • Process home and/or business loans and make recommendations on collateral needed to secure loans.
    • Apply accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans.
    • Review all pertinent facts needed to make eligibility determinations by analyzing such factors as the nature and cause of damage, intended use of proceeds, legislative and administrative loan limits, and disposition of insurance and other recoveries.
    • Ensure loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusions.
    • Respond orally and/or in writing to applicants or their representatives.

    Travel Required

    Occasional travel - On rare occasions, you may be required to travel to a disaster site during increased disaster activity.

    Supervisory status

    No

    Promotion Potential

    11

    Who May Apply

    This job is open to…

    All USA Citizens

    Questions? This job is open to 1 group.

  • Job family (Series)

    1165 Loan Specialist

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    Requirements

    Conditions Of Employment

    • Desirable Knowledge/Skillsets:
    • Good Customer Service/Interpersonal Skills
    • Loan/Banking/Financial Experience
    • Insurance
    • Principles of Real Estate
    • General Economics
    • Analytical Skills

    Mandatory Overtime is Required: In order to respond quickly and efficiently to disaster victims, substantial compensated hours up to seven days a week and twelve to fourteen hours a day work schedules may be required.

    Qualifications

    Qualifying experience includes:

    Making recommendations or decisions to approve or decline residential and/or business loans.

    Investigating and evaluating credit histories to determine credit worthiness of individuals and businesses.

    Using a variety of financial data, such as financial statements and federal tax returns to analyze repayment ability for individual and business loans.

    Processing loan applications on a web-based computer system.

    Analyzing real estate collateral to secure loans.

    Other experience that demonstrates the applicant possesses the knowledge, skill and ability to perform the duties of this position.

    Education

    GS-09: Master's degree or equivalent from an accredited college or university or two full years (36 semester hours or equivalent) of progressively higher level graduate education leading to such a degree in a related field.
    GS-11: Ph.D. or equivalent doctoral degree from an accredited college or university or three full years (54 semester hours or equivalent) of progressively higher level graduate education leading to such a degree in a related field.

    OR

    The education and work experience may also be combined to qualify; for example, 1 year of graduate education in a related field may be combined with 6 months specialized experience to qualify.

    Additional information

    Benefits include: Health Insurance, Annual Leave, and Sick Leave.

    A security clearance is not required; however, you will be subject to a background check and must have a credit score of at least 500.

    How You Will Be Evaluated

    Specialized experience and/or formal education specifically related to the occupation.

    Background checks and security clearance

    Security clearance

    Other

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    Required Documents

    RESUME AND UNOFFICIAL TRANSCRIPTS (IF USING EDUCATION TO QUALIFY FOR THE POSITION).

    If you are relying on your education to meet qualification requirements:

    Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.

    Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.

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    Benefits

    A career with the U.S. Government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding.

    https://www.opm.gov/policy-data-oversight/pandemic-information/benefits/

    Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time, or intermittent. Contact the hiring agency for more information on the specific benefits offered.

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    How to Apply

    Send resume and transcripts, if applicable, to PDCHR3

    @SBA.GOV

    Agency contact information

    Office of Disaster Personnel

    Address

    US Small Business Administration Office of Disaster Assistance
    13221 Woodland Park Rd
    Herndon, VA 20171
    US
    Learn more about this agency

    Next steps

    Qualified applicants will be contacted by the Office of Disaster Personnel if selected.

Fair & Transparent

The Federal hiring process is setup to be fair and transparent. Please read the following guidance.

Equal Employment Opportunity Policy

The United States Government does not discriminate in employment on the basis of race, color, religion, sex (including pregnancy And gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service, or other non-merit factor.

Reasonable Accommodation Policy

Federal agencies must provide reasonable accommodation to applicants with disabilities where appropriate. Applicants requiring reasonable accommodation for any part of the application process should follow the instructions in the job opportunity announcement. For any part of the remaining hiring process, applicants should contact the hiring agency directly. Determinations on requests for reasonable accommodation will be made on a case-by-case basis.

A reasonable accommodation is any change in the workplace or the way things are customarily done that provides an equal employment opportunity to an individual with a disability. Under the Rehabilitation Act of 1973 the Equal Employment Opportunity Commission (EEOC) must provide reasonable accommodations:

  • An applicant with a disability needs an accommodation to have an equal opportunity to apply for a job.
  • An employee with a disability needs an accommodation to perform the essential job duties or to gain access to the workplace.
  • An employee with a disability needs an accommodation to receive equal access to benefits, such as details, training, and office-sponsored events.

Legal and regulatory guidance

This job originated on www.usajobs.gov. For the full announcement and to apply, visit www.usajobs.gov/GetJob/ViewDetails/482029800. Only resumes submitted according to the instructions on the job announcement listed at www.usajobs.gov will be considered.